Beware of Cyber Scams.
Back when I was a young boy and living with my aunt and uncle in Woodhaven, I remember this one day when my late uncle John got very excited because of a letter he received in the mail. It was from Publishers Clearing House informing him that he was in the top 5 to be entered in a drawing for $500,000! He happily showed the letter to my Aunt Arleen, who promptly grabbed it and proceeded to quickly tear it into little pieces. My uncle was devastated.
It amused me greatly. At 13 years old, even I knew that the letter was a scam designed to entice ignorant people into subscribing to magazines in the hopes of winning that big cash prize. The one that some ‘lucky winner’ was guaranteed to receive. I could never fathom how some people could be so gullible as to fall for such things. Unfortunately the elderly are the ones who fall for such scams quite often.
Not born yesterday.
You may have heard the sad tale of Richard Overton, the oldest man in America and a World War II vet who at 112 years old had his entire bank account drained by thieves who managed to use his social security number to gain access to his bank account in June 2018.
Newsflash! Your bank is NOT going to call YOU on the phone and ask YOU to verify YOUR information. Even in the event that YOU call your financial institute for some reason or other, they only usually ask for the last four digits and your date of birth if they ask at all. Yet time and again, people fall for such scams. The number of scams that exist today is so extensive that entire books have been written on the subjects of cyber crimes, phishing, and identity theft.
You’ve got a friend in Nigeria!
One of the most well known internet scams involves receiving an e-mail from the relative of a member of a royal family who was murdered during a civil war somewhere in Africa. This person will cut you in for a percentage of their vast wealth IF you can help them recover their inheritance by sending them a little now money to help them accomplish this task. Over six billion people live on this planet, and this person you’ve never heard of in a country you’ve never been to has sent you an e-mail asking for help? Does this make any sense at all? It’s hard to believe that people can be that stupid, yet for years that scam circulated from one e-mail account to another and dumb people fell for it over and over.
Anyone e-mailing you asking for money, pretending to be in trouble, or informing you that you’ve won some fantastic prize or lottery and need to send a ‘processing fee’ is trying to scam you.
How do you spell that again?
Another popular scam involved either misspelled website addresses, or using the wrong domain extension at the end of a web address to confuse people into visiting a bogus website and thinking it was legit. Back in the early days of the internet, the default extension for a website domain was ‘.com’ but there were others, such as ‘.net’, ‘.org’ and ‘.gov’ which some people were unfamiliar with when the home computer boom took off in the early 1990’s. Scammers used to buy up domain names to create fake sites that seemed legit. One early fake site started in 1997 was whitehouse.com, the real site is whitehouse.gov with the extension .gov used by government agencies in the USA in place of the popular .com. The fake site used to redirect clueless victims to a porn site. Today whitehouse.com is an anti-Trump site, protesting everything that’s good about the USA including our president.
Today there are over 1000 top-level domains (TLDs) for internet addresses, covering everything from ‘.abb’ to ‘.zw’.
A popular trap that many people fell into was visiting these seemingly legitimate sites that were in no away affiliated with the real site. Take the American post office for example. There are people looking for jobs, or maybe there are people that have moved and want to change their mailing address. There are scam sites that pretend to be the United States Postal Service that are totally bogus and will charge exorbitant fees for both of these simple procedures. The REAL website is http://www.USPS.com and they charge $1.05 to change your address. Employment and the required exam are BOTH FREE.
Your computer is infected!
There’s nothing more alarming than having a pop-up window open telling you your computer is infected with a million viruses and that the ONLY way to fix this is to BUY this antivirus NOW from this site. Malware and ransomware will destroy your computer if you fall for this scam, and you’ll probably need to cancel your credit card if you were foolish enough to type it in and purchase this ‘cure’. I know of at least one former friend whose know-it-all teenage son fell for this.
Your mystery date is waiting.
I’m sorry, but from what I’ve seen internet dating sites are bad ideas to be avoided altogether whether they are scams or legit. Even the REAL sites are polluted with fake profiles, so why bother.
In summary, there’s many ways to fool yourself into believing pie in the sky claims, but in the end pipe dreams are just that. There’s an old adage, “if it sounds too good to be true, then it probably is.” You shouldn’t have to be reminded of this fact over and over again. As always, I wish you happiness and success!