Can we build it?

Yes we can!

Can We Build It

Memorial Day Weekend 2019 has come and gone, but a lasting legacy remains. A half mile section of border security wall was secretly built by the team of Fisher Industries and WeBuildTheWall Inc. WeBuildTheWall, Inc. was incorporated in the state of Florida on December 28, 2018 as a non-profit corporation with the stated purpose of: to promote social welfare within the meaning of Section 501 (c)(4) of the Internal Revenue Code regarding funding, construction, administering, and maintaining a United States Southern Border Wall and the processes associated therewith. The organization was created by disabled veteran Brian Kolfage, who has vowed to profit not one single penny. All of the funds raised to build the wall are collected through GoFundMe at this link https://www.gofundme.com/thetrumpwall

The federal government can do incredible things with the resources at its disposal, but often competing agendas from obstructionist groups, media manipulation , the red tape of bureaucracy often hampers government projects. Perhaps the most controversial subject involves the southern border of the US which is largely unsecured.  The number one job of government is to protect the lives of its citizens from enemies both foreign and domestic. One piece at a time   webuildthewall.us  has vowed to build the border security wall through private donations from American citizens. This wall is being constructed by the people, for the people . There are two types of people in this world. Those who talk about doing things, and those who actually do those things. Every citizen who is donating money to building this wall is demonstrating that Americans overall want this wall, and support President Donald J Trump.

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This wall is about security, it is not against legal immigrants. This was is being done to stop the flow of illegal aliens, sex-trafficking, and illegal narcotics. It will have a real impact, and save the government billions of dollars. If you’re not in favor of something, you are against it. There is no neutral stance on this is. If you are not in favor of stopping illegal immigration, sex-trafficking, and drug smuggling, then you are supporting these things by allowing them to continue.    

There are opponents of the wall who claim that walls don’t work, or that they are a 12th century solution to a 21st century problem.  The construction crew has to work on each section in secret because the team has received death threats, and the safety of everyone of these American patriots who are literally risking life and limb. There are many individuals with mental illness that would like nothing better than to sabotage this projects, and would stop at nothing  to harm the men and women of the team.  The job itself is not easy, construction work is a dangerous occupation. The U.S. Army Corps of Engineers even went so far as to inform Fisher Industries that building that section of wall in the location of El Paso was impossible. With true grit and determination, Tommy Fisher and his team of construction workers proved them wrong. And what a wall did they build!

The half mile section of wall was built on private land, and is compliant with all zoning laws and building codes. It stands 310 vertical feet  tall, and is constructed of all-weather, 75-year steel.  There is an observation tower that allows for a view in any direction of 15-20 miles.  There are security lights, underground sensor systems, and has state-of-the-art video surveillance. It even has paved roads for patrolling by the Border Patrol.  Future plans for other sections of the wall in the Rio Grande include flood walls and even higher observation points.  

 You will never truly know if something  is actually impossible until you attempt it, and we live in a country of unlimited opportunities and possibilities. Always keep in mind that American ends in ‘I CAN’ !  God bless America and God bless President Trump. As always, I wish you success and happiness!

Who’s Minding The Market?

Is the game rigged?

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‘The key to success is to focus our conscious mind on things we desire not things we fear.’ —Brian Tracy

You’ve probably heard the old cliché ‘the rich get richer while the poor stay poor (or get poorer)’. Although this truism  is often used by the media as a way of stirring up class warfare, it would be more accurate to say, ‘you get what you pay for.’  Success expert and motivational speaker Brain Tracy often remarks that the real reason people are poor is because they haven’t decided to be rich. The truth hurts, but facts are facts. Facts may offend, but facts are incontrovertible, transcendent of whomever says them. Rich people didn’t get rich by making poor people poor, for the most part, they did it by fearlessly investing their money somewhere. 

Knowledge is power

There is a lot of fake news out there, and our society has never been more plugged in and connected. Unfortunately there is a big difference between reading something and understanding it. Not every bit of information being relayed to you is for your benefit. Some information like advertising contains subliminal messages to entice you to purchase their product. Is that flashy new model automobile really that much better than the car you own, or than the dozen other advertisements from other car companies all of which claim to be the best and most reliable on the road? At the end of the day, you can only drive as fast as the posted speed limit, and few people are impressed by your car for very long, if ever. A 17-year old Hyundai Accent that still runs will get you to work just as fast as a brand new one.

Subliminal messages appear in just about every piece of information presented to you. It is a hidden suggestion in the content intended to sway your opinion to their side of the issue.  Someone is pulling your strings, and you won’t even know it unless you learn to read between the lines.  The poor are exploited by the rich because the rich have power, and the poor lack it.

Money is power

Financial freedom is one example of power that the rich have. When you have enough money, you can do anything and go anywhere.  With the possible exception of the nouveau riche, all rich and successful people invest in the stock market. Poor people do not invest in the stock market for a variety of reasons.

  • The most overused excuse is that they lack money. The reality is that they waste money on junk.
  • The next excuse is that they don’t want to lose their money. The reality is your money is gone the moment you spend it on any consumable item. Try getting your money back for the pack of cigarettes you smoked.
  • Stocks are very expensive.  Amazon may sell in excess of $1860 a share, but there are literally thousands of ‘penny stocks’ that cost less than a pack of smokes or even a can of soda.
  • They don’t understand it. That is a valid excuse. A fool and their money are soon parted. However, it is a limitation which can be easily overcome by study and time. Leaders are readers!

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“It’s my own desire

It’s my own remorse

Help me to decide

Help me make the most Of freedom and of pleasure

Nothing ever lasts forever

Everybody wants to rule the world.”   – song Everybody wants to rule the world by Tears for Fears (1985)

Power is power

The rich have knowledge, money, and power. This allows them to control various aspects of our lives.  Some rich people like President Donald J. Trump root for the common man and want every citizen to achieve whatever goals and dreams they aspire to. Others like Bernie Sanders want to control every aspect of our lives from cradle to grave. To warped frustrated old men like Sanders, we are not people, we are cattle. Unfortunately many young mush-heads believe the socialist garbage being spooned down their throats. America is a great nation because of Christianity and capitalism.  No nation on Earth is perfect, but the USA is the greatest bastion of freedom, liberty, and opportunity in the world, and there are powerful men that are working hard to change that. The current generation, known as millennials, are the first generation born in the USA not to be richer than their parents.  They were duped and manipulated by misinformation, fake news, liberal teachers, and mass media.

Is the stock market being gamed?

All media outlets are ultimately owned  by the rich, and they can use these media outlets to influence the thoughts and behaviors of the masses.  If a financial expert on a top news program  suddenly proclaims that the bull market is nearly over, some people panic and sell their shares because the price drops. A short while later, the stock rebounds to new heights. Not only has the skittish investor  lost on their initial investment, but they also missed out on potential gains had they held on to their shares.  An important book to read on this topic is Unshakeable by Tony Robbins. It is impossible to ‘time the market’ and a wise investor knows that bull markets are around long, and bear markets only last a short while. The key is to stay the course. The market is not rigged, but there is some level of manipulation being used against unseasoned investors to exploit their fears. As Warren Buffet would say, ‘when everyone’s selling, he’s buying’.

Facebook Stock is currently trading at $178.28 as of  April 18th 2019. The 52 week high was $218.62 and the low was $123.02. If you panicked and sold it at $123, you would have missed a nearly 50% gain. If you sold at $218, you could have locked in any gains you made, and reinvested it at a later time buying something else, or buying shares at the current $178 price in the hopes of future gains. If you had bought Facebook in 2012 at its IPO of $38, you would have made out like a bandit in either case. Imagine how the people feel who sold their shares a week after the IPO when the stock plunged to about $26 per share and so-called experts were calling it a bad investment! Better yet, imagine if you had brought AMAZON in 1997 for its IPO at a mere $18 a share. A $10,000 investment in that company alone would have made you a millionaire today.  What you hear about a company on the news may cause you to panic and sell at the wrong time, or encourage you to buy at the wrong time, or worse yet never even buy at all. Past performance is no indication of future performance.

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Inside, OUT!

You may have heard of Insider trading, where sensitive information about a company is clandestinely shared with an individual so that they can gain an advantage over the average investor. This is against the law, MOSTLY. There are exceptions to this rule for certain people, and possibly even ways to theoretically circumvent the laws if you are rich and powerful.

What exactly is insider trading? In order for a person to be considered an ‘insider’ they need to have either a 10% stake in that company, or access to valuable, non-public information about that company.  CEOs, presidents, vice-presidents, and board members  are all considered insiders.  In order to LEGALLY trade on shares  IF YOU ARE AN INSIDER,  these transactions must be properly registered with the Securities and Exchange Commission (SEC) and are done with advance filings. It is also illegal to share insider information to protect friends and family members who might own stock in that company.  That’s what happened to Martha Stewart in 2001 when she found out  her friend’s company ImClone’s new cancer drug was being rejected by the FDA, and she suddenly sold all her shares days before the official announcement.   Attempting to save $250,000 landed her in jail. Illegal is still illegal even if you don’t like the law. Had she just waited until news of the rejection of the new drug was publicly aired, she might have taken a little or no loss, avoided jail, and would have been able to write off any losses as a tax credit. Greed can get you in trouble fast.

The bottom line

You will never be able to spend your way into prosperity. The only way to get rich quick is to do it slowly. Rich people run the world, and they got rich because they made the proper choices, took risks, and invested their money. They earned their money the old fashioned way, they worked for it. The good news is that opportunity exists everywhere if you are willing to look for it, and do the work. As always, I wish you success and happiness!

FAKE NEWS?

‘Q’ the footage!

fake news

(This is the second in a two part series, for part one read EVERYONE’S WATCHING!)

In 1897, Adolph S. Ochs, the owner of The New York Times, created the famous slogan “All the News That’s Fit to Print.” It was a declaration of the newspaper’s intention to report the news impartially. It  still appears on the masthead of the newspaper today.  Print news is dying and many small town newspapers either get absorbed by larger competitors or shutter their doors forever if they fail to find buyers. Every large newspaper still in existence is owned by some billionaire somewhere for reasons both whimsical and nostalgic.  Democrat Jeff Bezos, the richest man in the world, owns The Washington Post.  Democrat Bill Gates, second richest man owns at least four papers. Warren Buffet, also a Democrat, is the third richest man in the world and owns 30 regional newspapers through his Berkshire Hathaway holding company.  Although using newspapers for obtaining news is rapidly declining , they  still have a significant subscription base as about one in seven adults still read them. Forget newspapers for just one second. EVERY FORM of information distribution be it print, radio, television, film, or internet is ultimately owned by some billionaire, and reflects their personal political, religious, and economic agendas.  

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More people get their news from the internet than newspapers, and television is still the king of media but internet news as a whole is gaining rapidly . These demographics change when you filter out age groups, as most younger Americans get the lion’s share of their news from the internet and through social media platforms such as Twitter, Face book, YouTube and even Snapchat. In 2016 the Pew Research Center released a study showing 89 percent of surveyed college students said they got at least some of their news from social media. The future of the nation lies in its youth. If you can influence children from an early age, you will be able to control their thoughts and manipulate them for the rest of their lives.  We get information from many sources, but it’s up to us to use our cognitive abilities to determine if the news makes sense.

Back in 2012, a viral video produced by Invisible Children blew up on social media. It focused on a barbaric Ugandan warlord named Joseph Kony.  Since the 1990s, Uganda has been engaged in a number of civil wars, the most protracted being a 20 years’ war against Joseph Kony’s Lord’s Resistance Army (LRA) .   Joseph Kony makes Idi Amin look like Mickey Mouse in comparison. The video and the group behind it stirred up the youth of the nation with the tagline KONY 2012 and a plea have someone somewhere do something to bring Joseph Kony to justice.  Of course, nothing resulted from the media stunt except that the young social justice warriors found other causes to champion, such as the ice-bucket challenge, or eating Tide Pods.  Turning 18, or even 21 doesn’t make you an adult, it only gives you a legal status. These young adults lack discernment, life-experience,  and enough wisdom to see that although something may have seemed like a ‘good idea at the time’ it truly wasn’t.  They are what Saul Alinsky   referred to as ‘useful idiots’ and are targeted by powerful liberals who ultimately want to destroy the USA and kill the American dream.

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Upper echelon liberals in the DNC (Democratic National Committee) want the best possible lives for themselves while destroying the American dream for the average citizen in the process. They will lie, cheat, steal, and in if they think they can get away with it, even kill in order to gain and retain wealth and power.  One example is  Bill Maher who has publicly rooted for an economic downturn which would destroy the life savings of hard-working American citizens because he believes it’s the best way to cost Trump reelection to the presidency in 2020. The talk show host, comedian, actor, and political commentator’s net worth is $100 million.

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Using the power of the internet and social media platforms, these powerful members of the DNC have been waging a non-stop media war against the rightfully elected US President, Donald J. Trump. They have slandered and libeled him ever since his unprecedented win against Hillary R. Clinton in the 2016 election. The DNC tried to stir up college students to support their platform by comparing Trump to Adolf Hitler, and calling him deranged, arrogant, incompetent, and just an all-out ‘bad man’. They spent two years alleging Russian collusion that was non-existent. When the findings of The MULLER REPOERT were summarized and released, they could not accept the facts, just like they could not accept the election results in 2016.      

 “President Trump is a truly unique leader in American history. He’s a kid from Queens who became an international business leader and made billions by getting things when no one said he could,” –John McLaughlin, Trump’s 2016 campaign pollster

“They told him he couldn’t be president and beat the establishment and he did. For two years the establishment is telling him he can’t do things in Washington and he’s succeeding in spite of them. He never retreats. He doesn’t back up. He’s relentless. He just wins,” ­–John McLaughlin

Facts are facts

‘Pics or it didn’t happen’ is a phrase used on Internet forums to counter the vast range of unverifiable claims made by users. It’s ironic because even when presented with facts, many will question the information. There are verifiable facts that even the brightest college students will ignore. There are kids that don’t even believe the moon landing in 1969 happened, instead choosing to believe it was filmed on a sound stage.  This is one of the reasons that young Americans are embracing the lie of socialism, and  if they are not educated to this folly, one day they might succeed in electing a tyrant intent on destroying the US once and for all. Donald Trump is the only man intent on repairing the damage done by the Obama administration. Had the majority of voting Americans been tricked into electing Clinton instead,  It would have been a continuation of the destruction of our way of life.  To date, Donald Trump has accomplished 289 of his campaign promises in just 20 months.

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Enter Qanon

The left obtains power by silencing and destroying their enemies, but the truth is out there  if you look for it.  The problem is the signal-to-noise ratio, and being able to filter though the mind-blowing amounts of information.

Currently more than 3.7 billion humans use the internet . Each day, more than 2.5 quintillion bytes of data is created. That’s more information than you could process in a lifetime being generated every single day. Half of all the web searches are being done from mobile phones. The most popular search engine is Google, which now processes more than 40,000 searches EVERY second (3.5 billion searches per day)  and accounts for 77% of all the searches conducted.

The Internet has expanded the variety and amount of accessible political information. On the positive side, this may create a more pluralistic form of public debate; on the negative side, greater access to information may lead to selective exposure to ideologically supportive channels. It is possible for a person to create their own virtual echo chamber through search engine optimization and the proper key words.  In other words, if you love Trump, you’ll find sites praising him, and if you hate Trump, you’ll find sites damming him. It is more important to consider not only what is being said, but who is saying it and why.  Consider the source. Both parties have an agenda. Both parties believe in their cause. Only one is right, even though they both believe they are right and the other is wrong. I have said it from day one, I am a conservative Republican, and I fully support President Donald J. Trump and his political agenda of Making America Great Again. I’d also like to see the entire DNC united on a platform, one with nooses and a trap door.  They have conspired and committed treason against this nation, and treason has a death penalty. Just ask Julius and Ethel Rosenberg .  

Since October of 2017 an anonymous online poster code-named ‘Q’ has been dropping cryptic tips and information in various internet chat rooms first in 4-chan, than on 8-chan. Many of these posts invite the reader to examine various articles, images, and tweets which support the claim that Trump has been targeted by members of a ‘Deep State’ which has been trying to destroy the USA in secret. There are many sites and even apps for your smart phone which will allow you to filter through the various Q ‘drops’ and read post made by fellow Q researchers. Donald Trump managed to do with Twitter what Roosevelt did with radio, and what Reagan did with television. He used the medium to directly address the American people.  The internet is far more powerful than newspapers, radio, or even television ever were. The sum total of human knowledge is stored online, and can be directly accessed by anyone with a  wi-fi  capable smartphone. These phones record video and take pictures which can be uploaded by concerned ‘citizen journalists’ in an effort to counter the lies of the left. When Liberals claim Trump had a rally, and no one showed, there are literally hundreds, if not thousands of posts of pictures and videos to discount the hoax. Trump was elected by a grassroots movement to reclaim our nation from those who would see it destroyed.  Career criminals have been pillaging the USA for years, and Trump was the only person powerful enough to stand up and fight back.

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Consider this analogy:
Say there is a school yard bully. He terrorizes the smaller and weaker children, beating them up and staling their lunch money  so he can enjoy a free lunch while his victims suffer and starve.  The only true way to defeat the bully is to find a champion willing to stand up for the little guy.  Trump is the champion standing to  those who are trying to transform our nation into a third world socialist nightmare. Trump is a patriot and believes in the American dream.

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The world is run by billionaires and it takes another billionaire to face up to those who would be kings in a game of kings for global domination.  It may be like David vs. Goliath, but if God is with us, who can stand against us? A storm is coming and there has been a ‘Great Awakening’. In order for us to continue to enjoy our economic success, to live our lives in the pursuit of liberty and happiness, America needs to be strong and remain free.  The DNC will do anything and everything it can to steal the 2020 election and undo all the good Trump has accomplished.  If you don’t support Trump, you don’t support the USA, and you don’t belong living in it. America is a nation governed by the people for the people, we have the power to take back our country from those who are willing to destroy it, and despite who we elect to represent us, the real power still rests in us, and our votes. 

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There’s still time to research the facts and dispel the liberal lies, so expand your thinking and get on the right side of history before it’s too late. As always,   I wish you success and happiness.

 

EVERYONE’S WATCHING!

Everyone’s being watched!

EVERYONES WATCHING

(Part one of a two part series)

Megabytes, Gigabytes and Terabytes, oh my…

As you are well aware the home computer boom of the 1980’s culminated with the birth of the internet in 1989. ‘Smartphones’ had been first introduced in 1992, but took fifteen years to evolve into the technological marvel that Steve Jobs demonstrated to a captivated audience  at Macworld 2007 when he introduced the first Apple iPhone.  NTT DoCoMo launched the first 3G network in Japan on October 1, 2001, making videoconferencing and large email attachments possible.   For the roughly the next ten years this rapidly became the telecommunications standard. The iPhone could only have been possible with the 3G Network. Just as the Apple iPhone and many other ‘copycat’ Android smart phones continued to improve, so did the wireless network. By the end of 2010 4G was springing up, and now 5G is being rolled out. Verizon, AT&T, and Sprint have promised 5G devices for the first half of 2019, while T-Mobile says a nationwide network will launch in 2020. 5G will offer faster data and longer battery life. But network availability will be limited in 2019, and Apple’s iPhone may not support it until 2020. In terms of peak speed, 5G is approximately 20 times faster than 4G. The new technology also offers a minimum peak download speed of 20 Gb/s . When I purchased my first computer in the 1990’s the salesclerk at Radio Shack told me that the 50Mb hard drive would store more data than I could ever use. Now there are media files that are 1Gb or larger, and my computers have Tb hard drives.

The world in the palm of your hand, with a price!

In 1995, 27 satellites were launched into Earth’s orbit by the US government, creating what is now called the GPS constellation. The Global Positioning System (GPS) allows a user’s position, speed, and time to be tracked by the satellites using their equipment.  (The constellation of satellites must have at least 24 to work, but can support up to 30.)  The data is relayed through a ground control network which connects the two.  GPS is used to support land, sea, and airborne navigation, surveying, geophysical exploration, mapping and geodesy, vehicle location systems, farming, transportation systems, and a wide variety of other additional applications. Telecommunication infrastructure applications include network timing and enhanced 911 for cellular users.

All modern smartphones have a built-in  GPS receiver which trilaterates your position using data from at least three GPS satellites and the receiver in your phone.  Whenever you have your cell phone with you, or near you, it can be tracked, and so can you. Now this is nothing to be alarmed by, unless you’re a criminal.  The NSA (National Security Agency) can reportedly even track phones which are turned off.

Whenever you take a picture using the camera on your smartphone, the image is stamped by the GPS receiver with the location coordinates that is hidden in the code of the image. Software can scan the image to retrieve the data.  This is how law enforcement can determine exactly where a photo was taken by examining the geotagging hidden in the exif code .    

WiFi surveillance? WTF!

According to an article posted in The Atlantic in 2016, the human body interacts with the signals produced by WiFi, (Wireless Frequency). By observing disturbances in the WiFi field, the number of people in a room, what they are saying, or even typing on a keyboard can be monitored using sophisticated software. 

The wireless router in your home allows all the WiFi capable devices to connect to the internet or network with each other.  Even homes which do not have computers but have a cable box have WiFi because all cable boxes contain internal WiFi routers that allow the parent company such as XFinity or Spectrum to offer a WiFi guest network.

Most modern electrical meters on your house now use WiFi to transmit electrical usage to utility companies. They study the data and can tell when you are home, sleeping, or watching television by examining the spikes in kilowatt usage.

All new cell phones have the capability of being used as a mobile WiFi hotspot.

There is NO escaping WiFi.

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Who needs a Nikon camera? I have a PHONE!

They say a picture says a thousand words, and anyone who was in school before the internet existed probably had some moment that they wished they had a camera to record some unbelievable or breathtaking event.  Now every smart phone produced since 2007 can record video, audio, or still pictures. With the ability to take pictures and video, as well as to transmit or receive those files via the internet, the smart phone has changed the way we see the world  Using the internet or bluetooth , they can connect to pared items such as spy cams, action cams, and video drones. Events can be recorded and shared. I once attended a music festival in Ohio. Months later while watching a video on Youtube taken at that same festival , I was amused to see myself in the crowd. I never even knew I had been videoed.  

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What? Me worry?

As stated earlier, unless you are actively engaged in criminal activity, or are being stalked by someone wishing to do you harm, there is nothing to worry about, at least here in the USA, for now.  You shouldn’t worry that you are being watched, because no matter where you are, God is always watching. As always I wish you success and happiness!

Check back next week for part two FAKE NEWS?

DATA FACT?

What a tangled web we have weaved!

(part one of a two part series)

DATA FACT

Conservative Republican Ronald W. Reagan was the 40th president of the United States. Shortly after taking office on January 20th, 1981, he began his goal of making America great again by implementing sweeping new political and economic initiatives. Dubbed “Reaganomics”, his supply-side economic policies advocated reducing government spending, economic deregulation, and most importantly tax rate reduction. These measures to spur economic growth were directly responsible for the prosperity seen in the 1980’s.    

One of the most radical changes to society which sprang from ‘the decade of wealth’ was the sudden birth of the home computer. Once a staple of science fiction, the idea of actually owning your own computer became a reality. The earliest practical uses were business applications and word processing, as well as early text based games. Computer technology advanced rapidly. An observation by Intel co-founder Gordon Moore that number of transistors in a dense integrated circuit doubles about every two years, while production costs halved, became known as Moore’s Law.

Many tech savvy individuals experimented with software development to justify the cost of purchasing these very expensive machines. There was no easy way of transferring data although there were some primitive networks for those who knew how to contact and connect to them with a modem. This changed on March 12th 1989 when Tim Berners-Lee dreamed up a system of Information management allowing data to be exchanged by multiple computers over a vast network, which we now refer to as the Internet and the World Wide Web. In 1992, IBM developed the first ‘smartphone’ called the Simon Personal Communicator. Today, thirty years after the birth of the internet, people have the sum total of human knowledge at their fingertips and the world has never been more connected.

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A fist full of dollars

The are many ways to make money or save money using the internet and the world wide web, whole books have been written on it, thousands of them.

There are crowd-fund platforms to help you market your invention, e-banks which promise better interest rates and less fees, sites with personal finance tips and tricks, streaming media to watch or download, market places to buy and sell new or used items, the list goes on. The net is big business!

The magnificent seven

  1. Staying in touch – E-mail and text messages now exceed personal  letters and phone calls.
  2. Making friends – Social media allows us to connect with people we would never have met. InstantCoffeeWisdom has over a hundred followers from sixty countries around the world. My twitter account has over seven hundred followers, dozens of whom I’ve met and interact with. I’m grateful for all my friends and supporters.  
  3. Being creative – There are endless DIY tutorials online to demonstrate and inspire.
  4. Finding help – Got a problem? There’s a website that has an answer or solution.
  5. Learning – Online courses teach you anything if you study and apply yourself.
  6. Media – Nearly everything that’s ever been written, recorded, or filmed, exists somewhere online, usually available for free if you take the time to search for it.
  7. Shopping – E-commerce has changed the way we shop, and in many cases has brought about the death of some prominent chains. Radio Shack, Toys R Us, and Borders Books are all long gone, casualties of online shopping. Someone, somewhere in the world has the exact same, or very similar item for much less, and in some cases with free shipping.  You just need to search for it.

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The Good, The Bad, and The Ugly

Everything I’ve listed so far has been good. The bad part is that with so much information and equal mis-information it’s easy to get the wrong source and end up believing in lies. Not everything online is beneficial, and sometimes digging through the ‘fake news’ to unearth the facts isn’t like finding a needle in a haystack, it’s like trying to find a needle in Kansas! The signal to noise ratio is just that great. Worse yet, certain social media platforms use algorithms to selectively edit what you see. Cookies stored in your computer’s memory record and track your browsing history, and bots customize what you see.

The ugly part of the web can range from annoying to horrific. There are some things online that you do NOT want to see, the stuff of nightmares placed online either as a warning, or because some sick individual wanted to share it because they liked it. What has been seen cannot be unseen, beware! There is an entire ‘dark web’ that’s lying under the surface and is just one misplaced or misguided keystroke away. There are internet ‘trolls’ who live to post hateful and hurtful comments in any post that has a reply field. Whole web pages have been created by cyber-bullies to intimidate and humiliate their victims. People have committed suicide over such personal attacks.There are more scams to trick you into handing over personal info than you can shake a stick at. Black-hat hackers have created so many forms of malware that anti-virus protection is a must on any computer. And then there’s the 800 lb gorilla in the room, PORN. When I was a young boy, porn was sold wrapped in plastic, and not kept on display. XXX theaters were in the seedy part of the city where you were afraid to walk in broad daylight. You had to go way out of your way to obtain smut, and now it’s in nearly every home in America, just a click away.

The heart is deceitful above all things, and desperately sick; who can understand it? “I the Lord search the heart and test the mind, to give every man according to his ways, according to the fruit of his deeds.” – Jeremiah 17:9-10 ESV

The good person out of the good treasure of his heart produces good, and the evil person out of his evil treasure produces evil, for out of the abundance of the heart his mouth speaks. – Luke 6:45 ESV

The internet is a tool, and like any tool it can be used for good or evil.  Whoever controls the flow of information can control you. Are you being lied to? Do you even realize it? Who is Q? Ponder these questions until next week, and check back for part two, HOW DEEP IS THE DEEP STATE? As always, I wish you success and happiness!

How big is the Federal deficit?

Can the debt ever be repaid?

How big is the federal debt

“A national debt, if it is not excessive, will be to us a national blessing.” – Alexander Hamilton

The average American doesn’t understand how money, budgets, and debt work at the local level. Personal finances are referred to by economists as ‘microeconomics’. When you start dealing with the finances of nations, your discussing what is known as ‘macroeconomics’. In any case, the underlying principals of income, budgeting, and debt are basically the same, only the scale is different. Savings is always good, and debt is never your best choice. Debt in and of itself is just a tool, but it can quickly spiral out of hand, and you are always spending more money when you go into debt than if you were to pay the full amount upfront in cash. The decision that needs to be greatly mulled-over is the benefits of waiting verses the benefits of instant gratification. 

Going into debt for any reason is never to be taken lightly, and should NEVER be used for trivial pursuits. Sometimes it can be very important to make an purchase in order to establish a platform for future benefits.  On a personal level, an example of this could be purchasing an automobile. There are not many individuals who buy brand new cars outright with cash, though older, used cars might be attainable. In some parts of the USA a car is a necessity. You can’t get to work, or buy groceries because there is no direct public transportation available.  Buying items you really don’t need like the latest video game, or the newest smart phone are examples of foolish debt.

In 1803, the USA doubled in size through a land deal between the United States and France, in which the U.S. acquired approximately 827,000 square miles of land west of the Mississippi River for $15 million. Known as The Louisiana Purchase, this deal was more than the country could afford even at the bargain price of 3¢ per acre, yet it was also an offer that then president Thomas Jefferson could not refuse.  The purchase deal  had to be paid immediately because Napoleon needed the funds for a war with Great Britain.  As a result the US was forced to borrow the funds from two banks in Europe at 6 per cent interest.  It took twenty years to pay back the loan, and cost $8 million in interest fees.  Even after the repayment of the loan in 1823, the USA remained in debt for another twelve years.  On January 1, 1835, president Andrew Jackson paid off the entire national debt. That was the only time in U.S. history that had been accomplished.              

Most nations have national or sovereign debts, and there is nothing wrong with having a debt in many cases. Most creditors don’t worry until the sovereign debt is more than 77 percent of GDP, according to the World Bank. In the fourth quarter of 2018, the U.S. debt-to-GDP ratio was 105 percent. That’s the $21.974 trillion U.S. debt as of December 31, 2018, divided by the $20.891 trillion nominal GDP. So the USA is in ‘the danger zone’ where creditors could begin panicking.  This was one of the reason we lost our historical AAA+ credit after the deficit doubled under the Obama administration.  

The national debt is made up of a few things, and is the total of all the bonds held at the Federal Reserve. Money begins and ends with the issuing body. When certain debts are extinguished, so is the money that created them. US Federal reserve notes are based entirely upon debt having been created through the process of fractional reserve banking. In this process, bank notes are printed and then loaned out to be repaid over time with interest. Our money is not based on a gold standard, or backed by any form of precious metals. A dollar is worth a dollar because the US Federal Reserve Bank tells you that it’s worth a dollar. It is a promissory note printed on paper or stamped on a metal coin that is redeemable for an equal amount in goods and services.  For all intents and purposes, a dollar is little more than an I.O.U.  Since all money created has interest attached to it, the amount of debt will always exceed the amount of money  in circulation.

When president Woodrow Wilson created the Federal Reserve Bank by signing the Federal Reserve Act of 1913, he created the perfect excuse of widespread spending abuse by the government. If planned government spending exceeded the federal budget, the deficit could be plugged by borrowing the funds from the Federal Reserve Bank, at interest, for the public good.  As a result, the federal deficit was  $25 billion by 1934, and rose to $250 billion by 1945. In 1982, the national debt reached  $1 trillion for the first time.  There has almost always been massive government over-spending which blew the budget. In the past fifty years,  only five years have had balanced federal budgets: 1969 under President Richard Nixon; 1998, 1999 and 2000 under Bill Clinton; and 2001 under George W. Bush.

The worst example of government over-spending occurred during the two terms of the 44th president,  Barack Hussein Obama II , the worst president in history.   On January 20, 2009, when he was sworn in, the debt was $10.626 trillion. On January 20, 2017, when he left, it was $19.947. President Donald J. Trump has been doing his best to slow the out of control spending, and he has been making progress.  It’s going to take time to repair the damage done by the previous administration.

“President Obama has almost doubled our national debt to more than $19 trillion, and growing. And yet, what do we have to show for it? Our roads and bridges are falling apart, our airports are in Third World condition, and forty-three million Americans are on food stamps.” – Donald J.Trump

The ‘I’ in Team

You earn so much in personal income each year. Your personal income is analogous to the national income from tax revenue.  Your personal budget is like a small scale version of the federal budget. Think of the national debt as you would your personal credit card. It’s the excess that has been borrowed plus interest that has been charged to bridge a spending gap.  If you’re still following along with me in this example, you’re smarter than the average American. 

The nation’s debt limit is similar to the limit your credit card company places on your spending. But there’s one significant difference. Congress is in charge of both its spending and the debt limit. When you max-out your credit card, one of three things happens:

  • You request a limit increase, so that you can continue spending more money than you can afford.
  • You request an addition line of credit, so that you can continue spending more money than you can afford.
  • You stop spending more money than you can afford because no one will extend you additional credit.

On February 9, 2018, President Trump signed a bill suspending the debt ceiling until March 1, 2019. As a result, the limit will be whatever level the debt is on that day. On February 11, 2019, it was $22 trillion. At that level, the U.S. Treasury estimates it will run out of money in September 2019. The debt ceiling is a limit that Congress imposes on how much debt the federal government can carry at any given time. When the ceiling is reached, the U.S. Treasury Department cannot issue any more Treasury bills, bonds, or notes. It can only pay bills as it receives tax revenues. If the revenue isn’t enough, the Treasury Secretary must choose between paying federal employee salaries, Social Security benefits, or the interest on the national debt. Congress created the debt ceiling in the Second Liberty Bond Act of 1917. In 1974, Congress created the budget process that allows it to control spending. That’s why Congress raises the debt ceiling. Congress must raise the debt ceiling so the United States doesn’t default on its debt. During the last 10 years, Congress increased the debt ceiling 10 times. It raised it four times in 2008 and 2009 alone.

In addition to the current national debt of $22 Trillion, the USA also has additional debt in the form of unfunded obligations, or future services that the country has promised to pay for years in the future. This is an estimated additional $80 trillion, but might be as high as $200 trillion according to some estimates.

According to experts, there are three possible ways to pay off the deficit:

  1. Raise Taxes
  2. Cut Spending
  3. Print more money

Unfortunately, each of these by themselves are all bad ideas.

Raising Taxes

All taxes raised in this country are paid for by the top 40% of wage earners.  So 60% of the workers in our country pay ZERO in federal income tax.  This is why tax cuts are always tax cuts on the wealthy. It’s because only the wealthy are paying taxes, and that’s not fair. When you raise taxes on the wealthy, you stymie economic growth and slow the economy, thus reducing tax revenue.  Consistently over time, the government has collected 17% in tax revenue of the total of the portion of the US economy regardless of the tax rate.

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Cutting Spending

When you cut spending there are certain places you can and can’t cut, plus when you do cut some federal program, the beneficiaries of that program are going to have a hissy fit.  50% of the federal budget funds social security and medicate. So you can’t cut that. Salaries of federal employees also can’t be cut, nor can you cut military spending unless you want to weaken the defense of our nation. The only fair way to cut spending here would be to phase out certain programs, and privatize some federal jobs.  The problem with privatizing some jobs is that they are tied into national security,  so only cutting jobs or lowering the starting pay for new hires could reduce costs. Also this would only affect agencies that receive tax dollars to pay bills. Quasi-government agencies like the United States Postal Service would be unaffected (as they were during the recent government shutdown) because they receive no  funding from tax dollars. All of their income is derived from postage sales.            

Printing more money.

When you print more money, you increase the number of  dollars in circulation and create inflation, so the spending power of the dollar is diminished. Also depending on how fast you increase the money supply, you run the risk of galloping or hyper inflation. Galloping inflation is when prices rise 10% each month. Hyper inflation is worse at 50% per month. Now as costs rise, salaries eventually rise to compensate, but any savings you have never increases and is worth less.  Inflation is a tax on savings.

“Blessed are the young for they shall inherit the national debt.”– Herbert Hoover

Is there a way out?

According to economics professor Antony Davies there is a way to balance the federal budget within 5 years

1) Cut ALL federal spending 10% NO EXCEPTIONS.

2) Maintain this spending level for 4 years, no increases, and no adjustments for inflation.

At the end of 5 years the budget will be balanced.

If you keep the budget balanced and maintain that fixed level, eventually the economy will grow and the deficit will be paid off in about 80 years.  There are ways to do it faster. The federal government collects $3.3 trillion in revenue and spends $4.3 trillion. So a straightforward way to pay off the debt would be to increase taxes 20% and cut spending 20% to run a $1 trillion surplus. That would pay off the nominal debt in about 15 years, depending on economic growth and interest rates.  Unfortunately both of these seem unlikely.  It is still possible to accomplish, but pie-in-the-sky programs like the Green New Deal proposed by Alexandria Ocasio-Cortez would destroy our economy, as would an expansion of the welfare state, or any move towards socialism. The best way to increase tax revenue would be through a fair tax or flat tax in which EVERY working person pays an EQUAL percentage tax, with no possible deductions or exemptions. Such a tax would drastically raise the taxes on the poorest citizens while dramatically lowering the taxes on the richest.  You could also eliminate the IRS, and reduce government oversight and expenses related to tax collection and processing.  Everyone would pay their fair 10%. In any case, right now we have the right man for the job sitting behind his desk at 1600 Pennsylvania Ave, Washington D.C.,  working overtime to Make America Great Again! As always, I wish you success and happiness!

THE BIG PICTURE!

Do you have ALL of the pieces?

(Part one of a two-part series)

The Big Picture

“No one lives long enough to learn everything they need to learn starting from scratch. To be successful, we absolutely, positively have to find people who have already paid the price to learn the things that we need to learn to achieve our goals.”– Brian Tracy

As we progress in life, we grow in knowledge and experience and as a result come to understand that things aren’t always as they seem, or aren’t really they way we believe them to be. Adults understand more than children. Teachers understand more than their students, up until the student totally masters the subject and moves on. As long as we have air in our lungs, we still have opportunities to educate ourselves and improve our lives. Knowledge, like money, is power. Just as the rich ‘rule over’ the poor, the smart ‘rule over’ the stupid. The problem is there are more uneducated people in the world than there are educated ones. There are more lazy people then there are industrious. There are more unsuccessful people than successful.

One piece of the puzzle.

Big Picture 1

What if I told you that the photo above was a picture of a priceless work of art, valued at almost a billion dollars.  You’d look at that picture, scratch your head in wonder and confusion, and probably say that only an idiot would pay that, or that you could paint a better picture and deserve the money more.   

America has a free market, capitalist economy. As a result, we have created more wealthy, successful people than any other country in the world.

The American oil magnate John D. Rockefeller became the world’s first confirmed U.S. dollar billionaire in 1916, and still holds the title of history’s wealthiest individual. The majority of billionaires and millionaires in the world are Americans.  

Last month, Democrat Rep. Alexandria Ocasio-Cortez of NY said a society that allows billionaires to exist while some Americans live in abject poverty is “immoral.”

Becoming rich, educated, and successful doesn’t happen by accident, or overnight. It takes years and hard work.  Jeff Bezos is the wealthiest man on Earth. He started Amazon.com twenty years ago, selling books on the internet, from  his home. He took advantage of the law of supply and demand, and overtime built the powerhouse that his company has become. Simply put, he gave people what they wanted, at a price they were willing to pay, and made a profit doing it.

The second piece of the puzzle.

Big Picture 2

What if I told you that the picture above was the exact same piece of art. Again, you’d probably compare the two, say they were different, that the second was better than the first, and that both were worthless, and that you could do better.

As I stated previously,  There are more uneducated, lazy, unsuccessful people in the world than those who have decided to improve their lives. In some countries, it is impossible to rise above one’s lot in life, and that is why so many foreigners desire to immigrate to America. In the USA, you have opportunities to succeed beyond your wildest dreams, IF you’re willing to work long and hard to achieve those goals.  Unfortunately,  Saul Alinsky’s protégés  have used his playbook to stir up class envy among the poor and uneducated masses, those he refers to as ‘useful idiots’.  The same  Democrat Rep. Alexandria Ocasio-Cortez of NY also stated just hours after getting elected as the youngest  state representative EVER that she was NOT ABLE to afford to pay her rent for a new apartment. According to cheatsheet.com , at 29 years old, the young congress woman’s net worth is under $7,000. She was only making $26,600 annually before being elected and has been paying down college debts. Alexandria Ocasio-Cortez now receives an annual congressional salary of $174,000.  She was able to bamboozle her constituents to electing her by essentially offering them free lunch.  If she has no understanding of  microeconomics, is it any wonder she is mystified by macroeconomics?

If you’re unfamiliar with those two terms, very simply put:

  • Microeconomics are personal financial issues such as planning your vacation, budgeting your money , paying your rent, etc.        
  • Macroeconomics are large scale financial issues like how business and even entire countries handle their economies.

New York State Governor Andrew Cuomo and New York City Mayor Bill de Blasio both lobbied long and hard to bring AMAZON to NY. Massive tax-break incentives were offered and as a result, a deal was struck for a proposed location in Long Island City.

aocnoamazon

Days ago,  Jeff Bezos abandoned this proposed plan to build a new AMAZON distribution hub and second headquarters in Long Island City, Queens NY because of opposition created by Alexandria Ocasio-Cortez.  She was enraged that the richest man on the planet was going to receive a $3,000,000,000 tax BREAK to open this new location. A TAX BREAK. He was not getting three billion dollars from the city, he was getting a discount on future tax liabilities!  Yet this buffoon Alexandria Ocasio-Cortez killed the deal by insulting Mr. Bezos, his company, and his employees, and inciting protests.  The new location would have created 26,000 new jobs, with benefits , starting at $15 per hour, and paying up to six-figure salaries.  There is  no estimate on the incalculable  collateral damage to the city’s economy.

aocdumass

 

The BIG Picture!

mona-lisa-67506_640

If you step back far enough  to see THE ENTIRE PICTURE, everything makes sense.  The Mona Lisa is a half-length portrait painting by the Italian Renaissance artist Leonardo da Vinci painted in 1503. It’s located in France in the Louvre Museum (since 1797). It’s one of a kind, like the USA.  There are millions of artists in the world, and many of them can work in oil paint, and even reproduce a decent facsimile of the Mona Lisa if they really wanted to.   There are also ‘artists’ that use animal dung, or urine as a medium. And there are dummies who would also pay for such works of ‘art’ produced by so-called ‘artists’.  There is ONLY ONE Mona Lisa, and ONLY ONE America. There are many idiots in the world that hate both, and believe they could produce something ‘better’. President Trump sees the BIG PICTURE and is doing everything that needs to be done to repair the damages done by prior administrations and by career politicians intent on seizing as much power as they can. 

There are also some people who claim to see an ‘even bigger picture’.  There are many conspiracy theories out there that claim unknown, unseen forces are conspiring to destroy the USA, and that these same forces are behind creating THE FED, the massive government debt, and the political smear campaign that is being waged against President Donald J. Trump by various media outlets. I don’t really buy into conspiracy theories, but as comedian George Carlin once said, “you should never underestimate the power  of stupid people   in large groups.”   For those who choose to believe in a ‘BIGGER PICTURE’ I’ll discuss Q Anon, the Illuminati, and other popular conspiracy theories next week in the second half of this article, A GAME OF KINGS. Until then, keep watching the skies! As always, I wish you success and happiness!